Padala, made simple.Canada to the Philippines.

Bayancash is a digital wallet for the Filipino-Canadian community. Load it once with Interac, then send to a bank account, a cash pick-up counter, GCash or Maya — or to another Bayancash wallet for free. Minutes, hindi days.

FINTRAC-registered money services business

Magkano today?

Exchange rate
1 CAD = ₱41.50
Fee
$4.99 flat
They receive
8,300.00

Coming soon

Up to $700 CAD per day. Rate locked when you hit send.

₱41.50

Per Canadian dollar, today

$0

Wallet-to-wallet, always

12,000+

Cash pick-up outlets nationwide

~5

Minutes to arrive

How it works

1 · Load your wallet

Top up with Interac from your Canadian bank in seconds. Your CAD balance sits in the wallet, ready — no re-entering card details every payday.

2 · Pick how it lands

Straight to a Philippine bank account (BDO, BPI, Metrobank and more), cash pick-up at LBC, Cebuana Lhuillier, MLhuillier or Palawan, or into GCash and Maya. Your recipient chooses once; the app remembers.

3 · Track every peso

Watch the transfer move — sent, converted, delivered — and both of you get a nudge the moment it lands. Walang kaba, walang hulaan.

The wallet

Like an e-wallet, para sa pamilya

Send Bayancash to titas, kuyas and kabarkada who also have the app — free, instant, any hour. They can hold it, cash it out, or pass it on. The website does everything too; the app just fits in your pocket at the mall.

9:41
BayancashMR

Wallet balance

$482.50

SendLoadTrack

Recent

Nanay Lita · BDO−$200
Kuya Jun · GCash−$75
Interac top-up+$300
Ate Grace · LBC cash−$120
Tito Boy · Bayancash−$40

Why Bayancash

Built by and for the Filipino community in Canada

FINTRAC-registered

A registered Canadian money services business, with full anti-money-laundering compliance protecting every transfer.

Honest rates, posted daily

The rate you see is the rate you get, locked at send. No surprise deductions on the receiving end.

Real people, kababayan

Support that speaks your language — English, Tagalog, o Taglish. A person answers, hindi chatbot lang.

“Every payday, ilang taps lang. Nanay gets a text before I even put my phone down. Parang nasa tabi lang niya ako.”
— Maricel R., caregiver in Toronto, sends to Batangas

Your first padala takes five minutes

Sign up with your email, verify once with a Canadian ID, and you’re set. Sige na — sulit ang bawat piso.